Benefits

  • Borrow up to 90% of 504 project costs to preserve cash and working capital.
  • Below market fixed rate for full term makes it more affordable.
  • Fixed payments maintain consistent cash flow.
  • Higher loan-to-value ratio means businesses qualify easier.
  • 10, 20, and 25 year terms are longer than most conventional loans.
  • 504 Corporation is responsible for the SBA application and closing.